Today's Mortgage Rates

Your Savings

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5 Years $00,000
30 Years $00,000
30 Year Fixed
Rate 3.25%  -  APR 3.625%

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Rate Comparison

Compare your rates below. For questions or additional information please call us at (800) 483-6565.

  Program #1 Program 2 Program 3
Rate 4.000 3.875 3.725
APR 4.213 3.95 3.75
Payment 2100 1900 1800
Monthly Savings 100 150 200
Credit 0 0 0
Discount 0 3,000 50000
5 YR Savings 6,000 7,500 9000
Total Savings 30,000 45,000 50,000
Time to Recover Discount N/A 20 Months 30 Months
  Apply Now Apply Now Apply Now
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Monthly Housing Payments

Principal & Interest (P&I) $820.89
Mortgage Insurance Varies
Property Tax Varies
Homeowner Insurance Varies
Homeowner Association Fee Varies
Total Monthly Housing Payments $820.89

Lender Credits Or Fees

Points Fee $225
Origination Fee $0.0
Flood Certification Fee $0.0
Other Fee $795.0
Tax Service Fee $0.0
Total Lender Fees $795.00

Third Party Fees*

Title Fee $225
Escrow & Signing $0.0
Recording Fee $0.0
Appraisal Fee $0.0
Credit Report Fee $0.0
Transfer Tax $0.0
Total third Party Fees $795.00
* Estimate Only
Your Total Estimated Fees : $1500

Disclaimer

Loan Product availability subject to loan amount. Until you lock your rate, A.P.R. and terms are subject to change, including rates, points, rebates and fees. Rates and APRs may vary depending on loan details, such as points, loan amount, loan-to-value, your credit, property type, and occupancy. ARM rates subject to increase during loan term. Rates and APRs assume that an escrow account is set up for payment of property taxes, hazard insurance, and mortgage insurance if applicable. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z. This quote is not a Good Faith Estimate. Third Party fees have been estimated. Upon receipt of a full application and required income documentation, our licensed loan officers will provide a formal Good Faith Estimate.

Our fees are subject to change in the event parameters of the loan change from those presented at the time of application and loan closing, such as but not limited to, a change in the loan amount, appraised property value, credit score of applicant or type of property. Additional fees may be required in the event that we do not receive your documentation within 48 hours of any request or in the event that a third party such as an appraiser or title company does not perform their duties in a timely fashion.

An additional fee may be added to the Appraisal fee shown above in the event appraiser must make two or more trips to property to complete appraisal process. A second trip is typically needed when construction or renovation of property is not complete at the time the appraiser initially appraises property.

If you are receiving a Credit Towards Closing Costs please be advised that it cannot exceed the allowable closing costs associated with the loan. In no instance will you receive cash or have the credit applied to any other charges disclosed that are not identified as allowable closing costs.

Loan Summary

Loan Program: Conf 30 Yr Fixed
Monthly Payment: $820.89
APR: 3.671%
Rate: 3.625%
Points: 0.125
Total Lender Credits or Fees: $795.00
Total Third Party Fees: $795.00
Loan type: Refinance
Property Value: $225,000
Loan Amount: $180,000
Loan to Value: 80.00%
Credit Rating: Excellent (740-850)
(Based on rate search at 10:30 07/13/2012) - Q1
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