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Buying A Home

Laura Insley's picture

Why You Should Consider A Smart Home

Remember the old days when you left your home with a sinking feeling that there was something you forgot? Maybe you didn’t remember to close the garage door, or you didn’t set the alarm because you were in a hurry. In fact, many of us are still living in those old days! Luckily, there is no reason to go on living this way! The concept of the smart home is revolutionizing the real estate market. Not only can you manage your garage and alarm remotely, but you can do so much more!

Laura Insley's picture

FHA Mortgage Loan Fee Cut Halted By Trump Administration

With 2017 barely underway, we are already seeing the effects of government changes on the real estate market! As one of his first actions as president, Donald Trump has suspended the fee cut on Federal Housing Administration (FHA) mortgage loans. The premium reduction was one of the last efforts of the Obama administration, which would have taken effect on January 27th. Borrowers pay this annual premium when they take out a home loan backed by the government.

Laura Insley's picture

Finding The Right Neighborhood

The holiday season is such a wonderful time. Whether you’re celebrating Christmas, Hanukkah, or Kwanzaa, it’s the perfect time of year to make plans with your friends and family. Coincidentally, it’s also the best time to do some undercover neighborhood research if you’re thinking about relocating! In the days following Thanksgiving, you’ll find households swapping out their yellows and oranges for reds, greens, and blues.

Lisa Lyons's picture

Buying a House is Like Seeking Your Soulmate

Buying a home is much more complicated than we think. Many times finding the ideal place to live is like searching for your soulmate: you have a list of qualities you want, deal breakers that are non-negotiable and angst/anticipation of who will turn up in your online searches. Sometime it will be a perfect match; other times you'll feel you are ‘looking for love in all the wrong places.’

So why not approach finding the perfect home for you in the same way? Granted there are not “dating sites” for homebuyers, but with a little ingenuity you can make the process just as easy.

Mariel Martinez's picture

First Time Home Buyer Programs in California


For first time home buyers in California, there are programs out there to ensure that you get the most out of your home credits and tax benefits, while also seeing to it that you can afford a home that is perfect for you and your family’s needs.

Mariel Martinez's picture

Fannie Mae Seller and Servicer

Americash Mortgage Loans recommends several programs for first time home buyers, including Fannie Mae. Fannie Mae has been around for years as a means to helping and assisting homebuyers with mortgage-backed securities in such a way as to make the home buying process significantly easier, and more straightforward. Many homebuyers all around the country have used Fannie Mae in this manner in order to get the most out of their home buying ideals and their finances, and worked to secure strong and competitive mortgage rates in doing so.

Mariel Martinez's picture

Things To Consider When Purchasing a New Home

purchasing a new home mortgage

It can seem like a nearly impossible task to figure out just a few things to key on, but when it comes to purchasing a home, being prepared trumps everything. After all, preparation matters as far as improving your chances for getting a great deal on your home and for making sure that you do the right thing in terms of figuring out your outlook on your home and its value.

Mariel Martinez's picture

Buying Versus Renting

first time home buyer

The buying versus renting conundrum used to be one easily sifted through. In decades past the answer was fairly clear and most people never gave the idea a second thought; if you could afford to buy a home and had solid income and enough credit, the option to buy was the way to go. Fast forward a couple decades, and suddenly, the American dream of owning a home with the white picket fence has become complex. Surprisingly, more people now choose to rent and opt not to buy. Naturally there are pros and cons to both, but some of the logic may surprise you.

Mariel Martinez's picture

Trendy Neighborhoods of 2013

For many people the New Year is all about rebirth, starting over, and making a change.  In general, most people would be referring to their health after two months of holiday festivities or trying again to break that bad habit.  But the idea of rebirth can also hold true for cities and specifically neighborhoods within those cities ready for their time to shine.  As the saying goes, what’s old is new again and for many neighborhoods 2013 is their breakout year.  Though most cities across the United States would offer a neighborhood or two that could be listed as the next big thing, I will b


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